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Building a Secure Future Together

Building a Secure Future Together

Smart savings today for a stronger family tomorrow

A family gathers around the table, saving money and learning the importance of planning for a brighter and more secure future together.

Global PrajaNidhi Limited

Global PrajaNidhi Limited is a member-owned financial institution incorporated as a Nidhi Company under Section 406 of the Companies Act, 2013. A Nidhi Company is established with the objective of promoting thrift, savings, and financial self-reliance among its members by accepting deposits from and providing loans to its members for their mutual benefit.

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Fast Services

Digital Excellence

About Our Bank
Consistent Growth & Returns
Investment Options

Share Portfolios

Invest in our co-operative shares and earn attractive dividends with complete transparency.

No active share portfolios available at this time.

Face Value
Banking

Our Banking

Comprehensive financial products designed for your growth and security.

Fixed Deposit

A Fixed Deposit (FD) account is an ideal savings instrument for individuals who wish to secure their funds for a specific period while earning an attractive rate of interest. our Fixed Deposit schemes offer safety, assured returns, and financial growth opportunities for both short-term and long-term investors.

Fixed Deposit

Recurring Deposit

A Recurring Deposit (RD) account is an ideal financial instrument for individuals who want to save regularly and earn assured returns over a specified period. At JANAASHA SOUTH NIDHI LIMITED, our Recurring Deposit scheme helps members with a regular income to systematically build their savings while earning competitive interest rates. It is best for people who want to save small amounts regularly and get a lump sum at maturity.

Recurring Deposit

Daily Deposit

The Daily Deposit Scheme (DDS) is a specially designed financial plan by to encourage daily savings habits among daily wage earners, small traders, and individuals with irregular income. It is also an effective tool to accumulate funds for larger capital needs over time.

Daily Deposit

The Secured Loan Scheme

The Secured Loan Scheme is a specially designed financial to provide members access to funds by pledging their assets or deposits as collateral. This scheme is ideal for individuals, small business owners, and traders who require financial assistance for personal or business purposes with assured low-interest rates and flexible repayment options.

The Secured Loan Scheme
FD Parameters
Principal Amount₹5,00,000
₹5,000₹1 Crore
Tenure5 Years
1 Year15 Years
Interest Rate (p.a.)9.00%
1%15%
RD Parameters
Monthly Instalment₹5,000
₹500₹1 Lakh
Tenure12 Months
12 Months120 Months
Interest Rate (p.a.)12.00%
1%15%
Daily Deposit Parameters
Daily Deposit Amount₹100
₹100₹5,000
Tenure365 Days
1 Year3 Years
Interest Rate (p.a.)12.00%
1%15%
Projected Returns
Rate p.a.0%
Principal
Interest Earned
Total Invested ₹0
Interest Earned ₹0
Maturity Value
₹0
+0%
Disclaimer: Indicative figures only. Actual rates may vary. Compounding: quarterly (FD), monthly (RD), simple interest (Daily Deposit). Contact your branch for official rates.